October 21, 2008 by Jo
Seems like the world is coming to an end with all of these economy troubles. I suppose I should count myself blessed (and I do, everyday) that I’m in the non-profit industry and that my Jeff is self-employed in a field that’s almost always necessary to modern day business.
But let’s say we weren’t. Let’s just assume, for one minute, that we were a couple with 2 kids and worked in different arenas where the economic distress is a huge threat to our jobs.
Do you think we’d buy a new house? Or a new car? Or eat out ALL THE TIME? Or buy new clothes, makeup, shoes, etc. that wasn’t necessary? Do you think we’d make REALLY STUPID FINANCIAL DECISIONS and then claim the economy led to our own, personal downfall?
Nope. We simply wouldn’t.
I suppose that is what it is…people will be the cause of their own problems 99.9% of the time and then find someone or thing else to blame.
As we’ve watched the country rock one way and roll another financially, Jeff and I are doing our best to scrimp and save where needed. We BUDGET the money to spend so it’s OK if we spend the money we budget. I can buy clothes I feel like I need (like a new dress for an upcoming dinner) because I know we have a certain, set amount of money that’s BUDGETED to be spent…ON CLOTHES. Some months, we won’t have that money. And…TA-DA! We won’t spend it! And we also won’t complain about the economy and how we’re ruined. Because we’re not. We’ve got a house (that we’re not renting, thank you very much), two running cars, everything we need for Jeff’s business. We eat well, have our weekly date nights, spend money on the kids if we want. We’ve got savings in hand and in the bank.
Sure, I know the economy is going downhill fast. But I also know that so many of the people really hurt in this aren’t the little guys (especially now that gas prices have fallen again)…and yet the little guys are the ones playing the martyr. I know plenty, and yes I said PLENTY of young couples, with families, who are doing just fine financially because they don’t make dumb decisions and they scrimp and save when necessary.
That brings me to my other point; what got us in this mess? And of the few “main street”-ers who are truly suffering how many got there by no fault of their own?
I don’t have the answers…but I do know that stewardship probably has A LOT to do with it.
What do you think?